They refuse to give me a card even after five months. Sable offers two secured cards (one debit card and one credit card) that enables anyone without a credit history or social security number to begin building credit. I've been calling for weeks and no one ever picked up the phone. DO NOT OPEN A SABLE ACCOUNT, These people are really really bad the customer is horrible they will never respond to you they will never help you I never seen more disgusting people than this avoid them do not listen YouTube or any other advertisement if you and you they will never help you if you don't understand something they will never call you or even send it to you the email you sent it to them go to hell b****. I signed up for sable as i was looking for a new mobile bank to work with. Trying to contact by app crashed the app or even my phone. People DO NOT TRUST. $0. Sable has non-existent customer service and doesnt care if theres an error on your account. U.S. credit, debit and bank accounts Designed to improve your credit score 3X faster graduation to traditional credit. Guess what, once I have my $$, if I ever have my $$. They do not respond to emails and they do not answer the phone. Automating your financial tasks can save you time, money, and a lot of headaches. However, most major U.S. banks, as well as many smaller financial institutions, allow you to deposit checks using this method. Absolutely awful! They wouldnt give me back my security deposit nor even though I wont dispute they didnt refund the total of the charge that originally hit account which makes no sense on top of the interest they charged they didnt refund. Who does business like this? Download Sable. This company is going down and id recommend anyone who use them to stop immediately and close the account. I went to the Walgreens to try and do so but they did not participate so I transferred from my sofi money bank account and it has been a week and it is not transferred. STAY AWAY! Key Things to Know About Paying the Sable Credit Card Deposit. The Sable Bank Account and Debit Mastercard offers 1% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. Customers are advised to visit a check encashing service to get their checks deposited at this time. The Sable credit cards have no annual fee and offer a rewards program. Hours. It takes a couple of days for them to get back to you, and as I said, the chat is NEVER available these days. Please please dont used there products. Then not long after that I signed back in and it said wrong password which was not wrong. The listings featured on this site are from companies from which this site receives compensation. However, this is a risk that comes with any online activity. I guess it's time for me to check out Discover Card cause this company has my credit stagnant. You can apply for a Sable Bank Account and Debit Mastercard or the Secured Sable ONE Credit Card with just a passport, visa, and US address. Froze my account with 6k in it after I had my taxes deposited. Safety starts with understanding how developers collect and share your data. To make matters even worse, the chat is never available, and even when it used to be available it was worse than useless -- I remember going in there and spending an hour waiting for a response. "Checks will need to be endorsed just as . So someone please tell me what does this mean they do or don't because they haven't. Mobile deposit limit (s) Capital One 360. As soon as it clears I will be taking my money out and closing account ASAP, Didn't report my $0 balance to credit bureaus. when i say this digital bank platform has no idea how fed up people are with their ridiculous, asinine & outdated policy agreement ..if you ever receive your tax return & have it set to deposit into sable debit, remember since November 9th, 2022 their *weekly* transaction limit is $1,000 & oh yeah the kicker *no more* atm withdrawals but dont worry you can certainly deposit every cent you have & rest assured they will keep it as long as possible & make it hard for you to actually get your funds in some way or another ..i am closing the account soon as i can clear *my* money out their trashy system ..open an account at your own risk -, This company should not be trusted. Mobile Check Deposit. I applied for a sable card I downloaded the app and signed up. They blocked your account making Impossible to make payments. Get Started Leave your wallet at home We support mobile payment platforms so you can link your card with mobile pay to start using your card immediately - without carrying your wallet. They were sent from my husband but the account is not joint Learn more in our full review. 9 months ago Updated At this time, we do not accept check deposits or mobile check deposits. The very next day my whole account was blocked. if you need a a secure card, go to capital one or discover. The Secured Sable ONE Credit Card offers 2% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. You can't talk to anyone. What started as a nice idea is rapidly unfolding as a nightmare. Its a good card for people that are looking to rebuild their credit. Transfer funds between your First Interstate accounts. If you had your Euquifax file in another country -- Amex can pull it and you will be basked in the excellence of the Amex service. BankMobile has partnered with over 800 schools across the USA and successfully disburses refunds for over 5 million students each year. Never answer your calls and do Follow up on emails. Share. I wasn not able to get into the app to be active. The Sable Bank Account and Debit Mastercard and the Secured Sable ONE Credit Card are most suitable for US citizens with no credit history or international citizens living in the US. A long story but also caused a ripple effect and we are now homeless. 1. For whatever comes next. Tap. I add money to my cc and locked my cards and they still allow charges to come through from unexpect or unwanted merchants. Theres no number listed anywhere and the one that I found was for a completely different company. That's where Tradeline Supply Company comes in. A direct deposit of $5,000 is required to . My wife was robbed, they used the card, Sable doesn't care and tells you to pay for purchases made by others, even with the police videos showing the thieves. There is no customer support, no one to talk to , no web app, and no recourse. In June the quote on quote resolved the dispute and funded back just enough to to make me still have a balance of 507$ to pay. Want to speak to a live representative? They accept your deposit and restrict your account immediately and never open it again. 1. At that point, you are usually safe to destroy the check. Well I have a SSN and I do have some credit history and they instantly rejected me. Below is a list of mobile check deposit limits at several major U.S. banks. They want to "make sure" the wire transfer I received was really for me. Shes psyched about teaching others how to manage their money in a way that aligns with their values and has been quoted in Bankrate. Sign the check and write "For Mobile Deposit Only- SmartBank". Customer service is terrible they said they will close the account and then after said their investing the account. So, you need to be comfortable making payments and monitoring your account on your smartphone to use these cards. Well, I waited a full hour for a human being to come into the chat conversation, but that never happened. They closed it but when I requested a copy of the application, they hid behind the Fair Credit Reporting Act saying that I needed a Subpoena and a police report. Why would I waste the police's time for a report? I told them it wasn't me. You'll need a Sable bank account and a deposit There's no credit check required, but to qualify for the Sable One secured credit card, you'll need a Sable bank account, a security. Should be ZERO stars absolutely the worst bank ever! If youre having similar issues, please reach out to the CFPB so Sable is shut down. There's no one to help you! She shares powerful insights on her blog, Great Passive Income Ideas, that will show you how you can create passive income sources of your own. 5 Business Benefits of Using ACH Electronic Funds Transfers, What Happens if You Become Incapacitated? Services. It does NOT. I gave them $5000 in security and am unable to use the card since I don't have one. No issues. I was guided and told wrong information, but that's my fault!! Signup was easy. No SSN required Start building credit before you even enter the country. Sable they are f****** bad they are scammer they hire Indian scammers and they use your credit and your money and they are very very bad don't apply cancel them 100% they are scammers don't trust them they they Outsource and pay the people who work for them little money I know someone and they treat really bad so that's why their customer service is a s*** f****** s***. It's horrible, I have had them for about a year and finally had my federal taxes deposited onto the account. A Deutsche Bank Filiale Deutsche Branch with ATM Address Dombhler Strae 2 90449 Nrnberg Phone +49 911 623979 0. What account activity???!?! Had a great onboarding experience with Leap and Sable. This company opened up an account for someone using my information. Learn which tasks are best left to computers and how best to get it all set up. Their company is rapidly failing not holding up to their agreement. Along with the rest of the bad reviews of people not getting their direct deposit I too am another customer that have been waiting for now going on 2 weeks without getting my funds. Check with your bank to get the exact processing times and costs. Otherwise no problems. Add an email address in the Email Receipt To field and tap Continue. These funds serve as a security deposit only. To ensure the security of your mobile . The following Sunday I logged into the app to retrieve the acct/rt numbers, to set up DD. Security: Citadel Mobile Deposit is secure with encrypted check image capture and transmission. They dont allow many different things that other digital banks do. But it's getting worse. Secured credit absolutely worst credit builder ever guided me poorly. [2] Card usage is subject to card activation and identity verification. Here is a list of banks that will allow you to deposit a check of up to $10,000 via mobile deposit. Sable Moving Money Moving Money Transfers Direct Deposit Status Where is my ACH transfer? Sable allows you to visit select retailers and add funds directly to your debit card. I had someone monitoring my emails. Why not give it a shot. They anticipate and prey upon large transfers and direct deposits and quite literally steal your money by "locking" your account for "inactivity" or what they consider to be fraudulent behavior, when really THEY are the frauds! A bank that rips you off isn't a bank, it's a scam. No annual fee, no minimum security deposit. Looked at my credit reports one day and saw that my account said closed on Transunion and Equifax when they are still open. My credit report said still active. If you are sending money from within the United States, you can send a direct deposit or wire transfer. Funds deposited into a savings account will be included in your available balance after nightly processing on the day the deposit is approved. The list of retailers includes CVS, Walmart, RiteAid, Walgreens, Safeway, Dollar Tree, Dollar General, Kroger and more. This bank blatantly violated my consumer rights! But what happens when you deposit over $10,000? 2. Domestic transfers are 100% free and instantaneous. Company allowed someone to open an account using my Name, DOB and SSN and allowed the person to change the address. AND their help articles that say how to use CashApp to get funds into your account immediately are patently WRONG. The Sable Secured Card has no annual fee nor late payment penalty fee. Restricted my account for a week giving no reason - I couldn't spend or access my money at all. This can be a great option for secured card to build credit but if you want to transfer money in this account, forget about it unless you are ok with it taking 5-7 business days at the least. I transferred money from my capital one account which came out of my account the same day and here I am on day 6 still waiting for sable to process it. CT: Mortgage Broker only, not a mortgage lender or mortgage correspondent lender. It's Dec.2, 2022 and two of my credit bureaus accounts are showing last reported Oct. 1 and on my Experian, it's showing that I'm at my limit on Sept. 30 and it hasn't changed although I'm a $0 balance. Customer service is slow, laborious and usually ends without any resolution. They get all of your information. I have to email Sable at least 10x before I get an automated response and the app is always down to chat. The 10 Best Banks With Instant Mobile Deposit 1. Depending on your banking habits, you may end up choosing a bank based on its flexibility regarding mobile check deposit limits. And what will the IRS do if you deposit large amounts of cash? They have it set up so you can ONLY pay your credit card using your linked Sable bank account. So I'm out around $45 in bonuses that they had promised which isn't a huge amount of money. This company is a joke and click bait, I am a foreigner and use the Sable card for 3 months now. One way to improve your credit score is to be added as an authorized user on another persons credit account. - Sable Sable Moving Money How to fund your Sable account Can I deposit checks physically or through mobile check deposit? Here is a list of banks that will allow you to deposit a check of up to $10,000 via mobile deposit. I would give it a 0 star if I could. The worst bank ever! Tips for using Mobile Check Deposit. They never answer their telephone They are full of boo booI do not recommend anyone to come to Sable that I am so serious about. While we regret any inconvenience this may cause, we also want to take this opportunity to thank you for choosing us. Access and manage your bank account, debit card and credit card from anywhere, all through one easy-to-use Sable mobile banking app. Review information, and if correct, tap Approve. Sable Money will never unsecure your card!!!. Neobanks and fintechs that accept mobile deposits will have a deposit limit as well. Plus another $25 if you receive a payroll direct deposit of $500 or more! Albert Cash. 10,000+ Wrongfully made charge hit secured card limit of 507$ and reports negative to credit even though they said I won dispute and they kept my deposit!! Capital One Bank 8. This is the conversation; We apologize for the inconvenience you are facing now. Appears to me that they opened an account without my consent and they don't have an application so now they are scrambling similar to what Wells Fargo did to their customers. Preparing a lawsuit to the police! Here is a list of factors that might affect how much money you can add to your bank account via mobile deposit. There is a chance that you may redeposit a check that you already deposited via mobile deposit. Sable is an online bank founded in 2019 to provide banking and credit services to international residents in the US. And it is SLOOOWWWW. Ripoff #2) The credit card is a rewards card. Must have a Cadence Bank checking account or savings account to use Mobile Deposit; Must be enrolled in Online Banking; Must have the Cadence Bank app; Limits: Total Daily Check Deposit: $3,000; Total 30-Day Check Deposit: $15,000 ; Fees. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. Sign on to your account. Mobile check deposit is a mobile banking tool that allows you to deposit checks to your bank account using your mobile device. I called them on 10/28/22 to find out where my money is and they said that they would send a wire transfer and I should receive it in 24-48 hours. Find a location near you. Deposit checks into your Checking, Savings, or Money Market, account using Citadel Mobile Deposit. I was really liking my sable account, its convenient, easy to manage, easy to pay the secured card and payments avail right awaybut I have rewards which I try to redeem, and I get an error message. The app needs some tweaking imo. The Sable Bank app is available for users of the Android and iOS platforms. Got my account open easily with minimal time commitment. I was trusting of their very detailed webpage that I submitted photos of my Passport and EB3 visa foil page only to know that my application is denied. 6. to take a picture of the front of the check. But it does speak volumes about their lack of integrity. I love this bank! The Mobile Remote Deposit Capture services ("Online Service") are designed to allow you to make deposits to your checking, savings, or money . No one reached out to me. the support is mainly automated by design,alot of effort was put into assuring that we wont recieve live help in our time of need. I called and the lady said it was closed due to inactivity. Read the other reviews!! No communication, no customer service, no access TO MY OWN MONEY! How to Make a Mobile Deposit Step 1 Sign the back of your check Step 2 Take a photo of the front and back of your signed check Step 3 Upload your check into the Axos Bank mobile app Fast, Secure, and Free Mobile banking that's built for you Convenient: Deposit checks anytime, anywhere. Reasons for rejection may include: For that reason, its important to securely store a check that youve deposited via a mobile app for at least two weeks. Deposit accounts must be open at least 30 days to make a deposit. Sable Business Profile Sable Financial Technology Multi Location Business Find locations Contact Information 1411 Broadway Fl 16 New York, NY 10018-3471 Visit Website (833) 583-8383 Customer. Enter Offer Code HMB323 when applying. join our free newsletter and join 25,000+ subscribers learning how to make more money, invest better, enjoy more of life with our 100% free newsletter. We answer these questions and more in this article. No credit check is necessary and you can build your credit score. Someone at Sable opened a card in my name. I thought it was to help credit but obviously its more for non Americans then actually Americans which is crazy to me because you dont even need a social to get it but denied me bc of my credit without a credit check? Don't trust this company. trash ..ab-sol-ute trash do you read me? What is there to investigate? The customer support is sub-par and I am still waiting on a response about why my credit reports say closed when my account is actually opened and it has been about a whole week now with no response. 2 Individual deposits above a certain dollar amount 3 may take up to five business days to become available. So you have to find a place that deposits cash. Don't waste your time dealing with this farse. Yes, both cards can be used with Apple Pay and Google Pay. Here's what you need to know: Manage your accounts confidently and safely through our secure Online Banking platform. However, mobile check deposit limits can vary depending on where you bank. Allows you to make check deposits anytime, anywhere with the SmartBank mobile app. My Experience -Definitely Nothing Bad however Nothing Super Good either. To retake the image, tap the red undo button.) I found out only because I have credit monitoring. to happen. Both cards are secure, meaning that you must deposit funds into a reserve account to establish your credit limit. Well 2 weeks later I still don't know why my account was closed and I still haven't received my money. Start using your virtual debit and credit card immediately by linking your card with mobile pay. (11:07:28 AM) Andell Aziz: Are you saying that the account was restricted because of the transfer? document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); I am not a financial adviser. We'll help you open a fee-free UK bank account in one day, with: No minimum deposit required. Company DOESN'T report to Credit Bureaus properly. My account was locked for about a week with no explanation as to why. Commercial banking clients can call our . Miscellaneous Link an external account to Sable or manage existing linked accounts How to make transfers from Sable using Wise Fees for sending funds via Wise What's the exchange rate being used for Wise transfers? Any court will back that up. Direct deposit (also called ACH) is usually free but can take longer to be credited. Then one day my card didn't work. Hassle to use, poor support, not as advertised. It appears every single time I login. Deposit limits and other restrictions apply. Will be working to close them if possible. Save my name, email, and website in this browser for the next time I comment. This review was completed using information from the Sable website. Bank Of America 2. Horrible and unprofessional I think this company is fraudulent and does not investigate when your card is compromised they do not contact the merchant and do not properly investigate your money is just gone. Ally Bank. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. All of these products can be accessed and used through the Sable app, available on both iOS and Android devices. Its the first account I opened once I arrived in the US, smooth onboarding process! . Really poor customer service. It's there policy when the account is not being used but I can't use a card I don't have right (DA)!!!!!!!!!! Items greater than $2,500 will generally not be accepted through Mobile Check Deposit. Because changing mobile deposit limits is possible, its important that you keep abreast of communication from your bank. Ridiculous and a scam!!! I just transferred $1,000 into my account on 10/27/22. You cannot move money except Zelle that works only 50% of time, wire transfers -- they will force you to put proof of address, share your ID and will charge $3 for each incoming and $5 for outgoing transfer. In addition, youre never responsible for fraudulent purchases made on your card. After multiple attempts to contact the bank I finely get a email saying my account was being closed and my funds would be returned to there source. Download the Wells Fargo Mobile app to your smartphone. Features 4 Rewards program 3.7 Fees 4.8 Member qualification 4.5 Ease of use 4 Pros No account service fees Rewards debit card No credit check Cons The app showed I was negative 1.19. With the Sable Bank Account And Debit Mastercard, get access to premium benefits & rewards, with none of the fees. I wish I could rate them ZERO. Stay far, far away from Sable. i am 75 do not know how to use Zelle., no cards cannot load at Walmart without a card! Mobile Check Deposit | Wellby Our Park Place Branch will be temporarily closed. U.S. credit, debit and bank accounts Designed to improve your credit score 3X faster graduation to traditional credit than anywhere else with tangible milestones No fees or credit checks No U.S. citizenship required Get unlimited cash back & premium perks Im perusing legal action. Never got the bonus. Sign into your bank's mobile app: Once you have your bank's mobile app open, toggle over to the app's mobile deposit feature. (11:07:24 AM) Angelie M: Thank you The decision was made after thoughtful consideration and is final. ), rental car insurance, and much more! Now they block my card right after I reported them to the bbb. Mobile App Overview Service Feedback There is a 2% foreign transaction fee on purchases made outside the U.S. Like with most secured credit cards, new Sable. In 2019, the Federal Deposit Insurance Corp. reported that 34% of banked households (households with a checking or savings account) used mobile banking as the primary way of accessing their bank . What a joke! Sable fraudulently opened an account in my name. Then send you cards in the mail. I am also able conveniently to send transfers abroad, its low fees and fast. They approve non Americans but wont approve an American? Your username will be your email address. STAY AWAY!!! Opinions, reviews, analyses & recommendations are the author's alone and have not been reviewed, endorsed or approved by any of these entities. However, it forces you to give at least one. Hello? Sable provides transaction notifications through the mobile app, so you can easily keep track of when your card is being used. I broke no rule whatsoever and never got anyone on the phone!!! For additional information, please review our advertising disclosure. What Happens When You Deposit Over $10,000 Cash? Be aware of this Online Bank, will give you big trouble when you can't find a real person to solve the issue. The account user policy states they will provide a provisional credit under the dispute is resolved. In 2021, 89% of banking customers in the US use mobile banking for account management, and it is estimated that more than 3.6 billion people will use online or mobile banking by 2024. Incoming wire transfer. Overall I wouldnt even waste my time. Stand up! Please visit our location center to find your nearest branch. Open your SmartBank mobile app and select Deposit. Someone opened a Sable cc in my name and racked up thousands of dollars. At some banks, such as Chase Bank, you can even deposit your check onto your prepaid card using branch ATMs. I applied for the Sable card months ago and they did send me 2 cards, one for debit and the other for credit. Sable is a horrible representation of digital banking. I reached out to them and after waiting for hours I finally got on to someone via the online chat. Avoid at all costs. Also the Referral program is a lie. WHAT a waste of Time. Ive had my account for a short time and Im steady Brent building my credit on their secured credit account option. Very unprofessional and poor business practice. GO TO ANYBODY ELSE!!!!! I reached out again and let me tell you this has to be the worst customer service in life. No waiting time in bank queues. NO I didn't do the hiring. Make sure the entire check image is captured and in focus. This content has not been reviewed, approved or otherwise endorsed by any of these entities. My cards always declining because a company dont even except this card. They did not report the account to the agencies for about 3 months after opening the secured card and whatever they reported -- I could not clearly see it on file. Use a dark background to get the best image of the check. I've contacted them and they said they will send my money back but it will take 24-48 hours. Online fintechs, including Chime and several Chime alternatives, also accept mobile deposits. Sable Moving Money Transfers Articles in this section Direct Deposit Status Where is my ACH transfer? P.O. Add cash to your account through select retail locations. I just opened the account earlier this month did nothing wrong and they restricted my account. They limited my account, then 5 weeks ago they decided to close it permanently and froze my funds until "pending review".. Do not contact us, we contact you was their answer.. Needless to say, they have ignored all my emails and terminate the chat support right on my face every time I brought this issue up. Other Sable services: In addition to the Sable Secured Credit Card, you can also apply for other products, such as the Sable bank account and debit card. Sable Instant transfers. Depositing your checks using a mobile deposit app is safe, as banks use the highest levels of encryption to protect their mobile deposit apps, just as they do with online banking. Make sure you are taking a picture of check in a well-lit area. This is such a frustrating card to use. Both cards have no annual fees, no foreign transaction fees, and offer 1%-2% cashback on purchases. After depositing money my account got blocked and there is no proper response from customer support. For items submitted by5:00 PM ESTMondayFriday, funds will be deposited on the day of deposit. You can never talk to anyone. Have been using it for a while now and hadnt had any issues. Never had a problem was able to lock and unlocked my cards as needed. The cards that they issue you will give you issues on almost every merchant because card does not bring chip. Send money . They do not answer calls, emails are answered 2 - 5 days. They will lock your card without authorization and treat you like you're trying to commit fraud when you answer all their questions in full and ask for your account to be restored. Avoid this company like the plague. Sable does as this is an absolute SCAM! This leaves financial institutions with a . I've been waiting since September 2nd and again on October 2nd for the callbacks that I was supposed to receive.